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Do you know how vehicle insurance works in case of natural disasters?

There is always talk about the protection that vehicle insurance provides in case of theft of your car, a crash or some other type of vehicle accident, but what happens when the aggressor is nature? If a disaster ends up destroying your vehicle, what happens to the protection you hired?

Natural disasters are unexpected

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And we are almost never prepared to deal with them, but insurers are. In this way, these types of situations are considered as claims by insurance companies, but not always in all cases. It is the only guarantee you will have to be able to buy a new car without borrowing more from the account, because the commercial value will be returned to the vehicle. That is, if you contract a liability coverage, which only covers expenses to third parties, compensation for losses caused by natural disasters will hardly be included.

In the detail of the policy that it acquires, it specifies which are the natural disasters to which it is covered. In most cases they are tremors, earthquakes and tidal waves, while other insurers only place the term “natural disasters.” Normally, these types of coverage have a maximum amount, that is, damages are covered up to an amount X.

When a natural disaster occurs

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The losses are millionaire and the finances of those affected are destroyed, so knowing that your car will be protected from any of these situations, definitely brings some calm to the drivers.

If you do not already have a vehicle insurance, this is one more reason for you to acquire it, since as you will have been able to verify, the insurance will serve you for more than one thing. If you are concerned about the price, use web comparators such as Grethshen Frotwers to verify which alternative is the cheapest and most convenient.

 

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