The Good Finance Mortgage to Euribor + 1.95% , up to 30 years. To be clear that to achieve this differential, very bad in normal times, you must hire a Payroll or Professional Account, a life insurance for 100% of the amount of the mortgage, with Good Finance Seguros de Vida SA de Seguros y Reaseguros, a Multi-risk insurance of the Household for a minimum content of € 10,000 and a continent equivalent to the appraised value for insurance purposes, with Línea Directa Seguradora SA and under the measurement of Good Finance SA, Operator of Banca-Seguros. Factors that make the initial cheap rate more expensive.
With the mediation of Futur Finances and the mortgage processing of the mortgage brokers with whom we have an agreement, it is possible to obtain mortgages at Euribor +1.50 and less if you are an official. It is necessary to take into account, in any case, the fees that will be agreed with the collaborator. You can request more information in a non-binding way by clicking on the following button:
The beginning of the end
This 2014 is very likely to be the year in which we see some somewhat interesting commercial offers, a scenario that advances a certain recovery of interest and the ability of some banks to grant financing with real collateral, but to very solvent clients.
The middle class family, with barely any savings, is outside the possibility of financing the purchase of a home, also in this year. Except for positive surprises, going to a bank without savings to ask for a loan is at least a risk sport.
Balances huge amounts of real estate
Since the banks and the spawn that we will all pay called Sareb have in their balances huge amounts of real estate that they cannot sell to families whose incomes have fallen inexorably and that, in the near future, they will be unable to save to buy, together with an unemployment rate that is not going to fall just in all of 2014, it is not very complicated to predict that the price of houses will fall even more.
The real estate assets of the banks
And if the value of the real estate assets of the banks falls, the provisions may be necessary again and, with it, the loss and restriction of the credit.
There will be better mortgages in 2014, we are facing the beginning of the end of the mortgage drought. The problem is that it is a slow and very long principle, which only the most fortunate income profiles reach.
Unfortunate journey, which has touched us to live the right people. To those who have squandered and squandered the welfare of their peers, I hope you were indigestible orgy of greed. Everything is paid, even if it is not in Spain at the moment.